Enfint’s team demonstrated a profound understanding of the complex challenges associated with IFRS9 implementation and credit risk modeling, including Probability of Default (PD), Loss Given Default (LGD), and macroeconomic adjustment models. Their in-depth knowledge and experience in this domain were evident from the outset, and it quickly became evident that we had chosen the right partner for this critical endeavor.

During several year Enfint supported the bank to enhance our decision engine, a critical component of our loan origination process catering to both retail and SME clients. Subsequently, we extended our collaboration with Enfint to explore development of machine learning models for customer chum prediction, potential credit card applicants identification and optimization of savings and term deposit allocations. Throughout these initiatives, Enfint's project team demonstrated commitment to achieving tangible results. They showed professionalism and efficiency, while continue to add value to our target solution architecture.

Enfint consistently adhered to established timelines and budgetary parameters, demonstrating their commitment to delivering within agreed-upon constraints. When issues arose during the project, Enfint approached them with a structured problem-solving methodology. Their open communication and collaborative efforts ensured efficient issue resolution, thereby maintaining project momentum. In terms of responsiveness to our needs and concerns, Enfint was highly attentive and demonstrated a strong dedication to addressing any queries or issues promptly.