Contact us
    ENFINT Blog

    Digital and AI transformations in the banking sector

    According to the McKinsey, «In the banking sector, where digital and AI transformations have been under way for the past decade, compelling empirical data shows that digitally transformed banks outperform their peers». Analyses of 20 digital leaders and 20 digital laggards in retail banking between 2018 and 2022 showed that digital leaders improved their return on tangible equity, their P/E ratio, and their total shareholder returns materially more than digital laggards.

    At ENFINT innovative solutions based on advanced machine learning techniques for measuring the impact of crisis scenarios on key performance ratios of banks. ML-based solution helps to reduce interest rate risk by providing hedges based on market data and balance sheet dynamics.

    To learn more about ENFINT's innovative solutions for finance and banking.